Federal Direct Loan Request Form

Date Date / MM / DD YYYY
CMC Student CMC Student First Middle Last
CMC Student ID
Must be 8 digits. Currently Entered: 0 digits.
Student Birthdate Student Birthdate / MM / DD YYYY
Student Email Address

Confirm Student Email Address
Which academic year are you requesting the loan for?
What is your grade level during 2025-2026 academic year?

What is your grade level during 2025-2026 academic year? First Year undergraduate student Second Year undergraduate student Third Year & beyond undergraduate student Graduate student
Dependency Status?

Dependency Status? Dependent Student Independent Student
Note to users of screen readers: You can access information about loan limits here.

Dependent Undergraduates

	BASE SUBSIDIZED & UNSUBSIDIZED	ADDITIONAL UNSUBSIDIZED	MAXIMUM SUBSIDIZED & UNSUBSIDIZED	2025-2026 INTEREST RATE
FIRST YEAR	$3,500	$2,000	$5,500	6.39%
SECOND YEAR	$4,500	$2,000	$6,500	6.39%
THIRD YEAR & BEYOND	$5,500	$2,000	$7,500	6.39%

Independent Undergraduates

	BASE SUBSIDIZED & UNSUBSIDIZED	ADDITIONAL UNSUBSIDIZED	MAXIMUM SUBSIDIZED & UNSUBSIDIZED	2025-2026 INTEREST RATE*
1ST YEAR	$3,500	$6,000	$9,500	6.39%
2ND YEAR	$4,500	$6,000	$10,500	6.39%
3RD YEAR & BEYOND	$5,500	$7,000	$12,500	6.39%

Graduate & Professional Students

MAXIMUM
UNSUBSIDIZED 2025-2026
INTEREST RATE*
EACH YEAR $20,500 7.94%
If you were enrolled at CMC during the last academic year, did you borrow a Federal Direct Loan during that time?

If you were enrolled at CMC during the last academic year, did you borrow a Federal Direct Loan during that time? Yes No
Amount of Federal Direct Loan Requested?

Amount of Federal Direct Loan Requested? I want to decrease the amount of Federal Direct loan that I am packaged with. I want to borrow the amount of Federal Direct loan that I have been packaged with for the current academic year. I want to increase the amount of Federal Direct loan that I will receive. I want to borrow the maximum amount of Federal Direct Subsidized loan for which I am eligible. I want to borrow the maximum amount of Federal Direct Subsidized AND Unsubsidized loan for which I am eligible.
Total requested loan amount: $ Dollars . Cents
PLEASE Note: The total requested amount will be evenly disbursed in the fall and spring semesters pending enrollment status. We will maximize your subsidized eligibility before packaging any unsubsidized loans. The amount disbursed will be reduced by the origination fee.
I will accept a combination of subsidized/unsubsidized or all unsubsidized loan if I do not qualify for subsidized.

I will accept a combination of subsidized/unsubsidized or all unsubsidized loan if I do not qualify for subsidized. Yes No
Federal Work Study

Federal Work Study I would like to decline ALL of my Federal Work Study to maximize my subsidized eligibility I would like to decline a portion of my Federal Work Study I do NOT want to revise my Federal Work Study
Amount you would like to decline: $ Dollars . Cents
For all new borrowers who receive a loan on or after July 1, 2013, a 150% limitation is in effect. This means a student who is eligible for a subsidized loan will reach their subsidized limit at 150% of a program’s length of study. Once a student has reached their 150% limitation, their interest subsidy loan limit will end on all outstanding loans that were disbursed after July 1, 2013, and interest will begin to accrue. Students are therefore encouraged to complete their undergraduate degree in a timely manner.
150% Limitation Statement of Understanding

150% Limitation Statement of Understanding Check that you have read and understand this limitation
Statements of Understanding

Statements of Understanding I understand that this form is not a loan application and that my financial aid file must be completed before my loan can be processed. I understand that any loan I borrow must be repaid with interest. I understand that if this is my first Federal Direct Loan, I must complete a Master Promissory Note and Federal Direct Loan Entrance Counseling online at studentloans.gov before my loan is processed. I understand that I must be enrolled at least half-time throughout each term in order to receive my loan proceeds.

Federal Direct Loan Request Form

Dependent Undergraduates

Independent Undergraduates

Graduate & Professional Students